Terms of Use

1. Acceptance of Terms

By accessing or using dovalenqirta's financial modeling services, training programs, and educational resources available at dovalenqirta.com, you agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and dovalenqirta, located at Aliberti Dr, Blacktown NSW 2148, Australia.

If you do not agree to these terms, you must discontinue use of our services immediately. Your continued use of our platform constitutes acceptance of any modifications to these terms.

2. Service Description

dovalenqirta provides financial modeling education, training programs, and consulting services designed to enhance financial analysis capabilities. Our services include but are not limited to:

• Online financial modeling courses and workshops
• Custom financial model development and consultation
• Educational resources and documentation
• Professional development programs in financial analysis
• Industry-specific modeling techniques and methodologies

3. User Obligations and Conduct

Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized access or security breaches.

Prohibited Uses

You agree not to use our services for any unlawful purpose or in any way that could damage, disable, or impair our platform. Specifically prohibited activities include:

• Sharing or redistributing course materials without authorization
• Attempting to reverse engineer or copy our proprietary modeling techniques
• Using automated systems to access our content inappropriately
• Engaging in harassment or inappropriate behavior toward other users or staff
• Providing false information during registration or course participation

4. Intellectual Property Rights

All content, including but not limited to course materials, financial models, methodologies, software, text, graphics, logos, and other materials provided through our services are protected by intellectual property laws and remain the exclusive property of dovalenqirta.

You are granted a limited, non-exclusive, non-transferable license to use our materials solely for your personal educational and professional development. Any commercial use or redistribution requires written permission.

User-Generated Content

Content you create using our tools or submit to our platform remains your property, but you grant dovalenqirta a non-exclusive license to use such content for educational and promotional purposes, including anonymized case studies and examples.

5. Payment and Refund Policy

Payment terms vary by service type and will be clearly communicated before purchase. All fees are non-refundable unless otherwise specified in writing or required by applicable consumer protection laws.

For course enrollments, refunds may be available within the first 14 days of program commencement, subject to completion of less than 25% of course materials. Custom consulting services are generally non-refundable once work has commenced.

6. Privacy and Data Protection

We collect and process personal information in accordance with our Privacy Policy and applicable privacy laws, including the Privacy Act 1988 (Australia). Your participation in our programs may involve sharing financial modeling work and receiving feedback.

We implement reasonable security measures to protect your personal information, but cannot guarantee absolute security of data transmitted over the internet.

7. Disclaimers and Limitations

Educational Nature of Services

Our services are educational and professional development focused. Financial models and techniques taught are for learning purposes and should not be considered as financial advice or recommendations for specific investment decisions.

No Warranty

Services are provided "as is" without warranties of any kind. We do not warrant that our services will meet your specific requirements or that they will be uninterrupted or error-free.

Limitation of Liability

To the maximum extent permitted by law, dovalenqirta shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.

8. Termination

Either party may terminate this agreement at any time. We reserve the right to suspend or terminate your access to our services immediately if you violate these terms or engage in conduct that we deem harmful to our business or other users.

Upon termination, your right to access our services ceases immediately. Provisions regarding intellectual property, disclaimers, and limitations of liability survive termination.

9. Governing Law and Disputes

These terms are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of New South Wales.

Before initiating formal proceedings, we encourage resolution through direct communication. Many concerns can be addressed through our standard customer service channels.

10. Modifications and Updates

We reserve the right to modify these terms at any time. Significant changes will be communicated via email or prominent notice on our platform at least 30 days before taking effect. Your continued use of our services after changes become effective constitutes acceptance of the modified terms.

We recommend reviewing these terms periodically to stay informed of any updates.